heavilyindebt

yes, I have tried this briefly in the past, from what people tell me, it's very hard to be declared as undue hardship, you practically have to have disabilities. thank you for the advice

yes, but I would like to keep my identity private for the current time being, if you would like, I can email you privately

yes, but the combines monthly amount is still about 1,000, and that just covers the interest

front end

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