Dear enlightened HN community, I am earnestly seeking as many helpful advice as I can get, pertaining to the painful state of existence I reside in due to ignorant & impulsive college decisions I made about a decade ago.
Due to excessive math & science training in high school, I impulsively decided to go to an expensive East Coast Art school to study Art & Design, paid for on entirely borrowed student debt average 40k a year, for 4 years straight. I was extremely financial ignorant at that age, not at all understanding the actual income of those who chooses career in the creative fields.
Straight out of school, I got an entry level marketing job offer. At that point, the job offer was so low, that it would leave me starving after my basic necessities, such as apartment & student debts are paid. I chose instead, to do something riskier, and more entrepreneurial straight out of school, thinking this is the only way I can make the amount of money needed to pay off my student debt + interest on the principle.
One year after, thank god I broke even.
For the past few years, I have worked in various internet jobs, barely making enough to eat, let alone pay my student debt...
For the last year or so, I tried entrepreneurship again, this time with a bit more experiences & skills, ignoring my student debt completely. The extra money I would have paid for debt, I reinvested in the company.
Now, it's finally getting to that point, where I can ignore my student debt no longer, or else they will pursue legal actions …
After living sub humanly for the past few years, after being harassed everyday to pay a debt that I really can not pay, if I want to eat, for an education that absolutely adds no values to my career, am a bit at the end of my rope.
So dear HN, what should I do to make the situation better, what could I do to make the situation better?
Due to excessive math & science training in high school, I impulsively decided to go to an expensive East Coast Art school to study Art & Design, paid for on entirely borrowed student debt average 40k a year, for 4 years straight. I was extremely financial ignorant at that age, not at all understanding the actual income of those who chooses career in the creative fields.
Straight out of school, I got an entry level marketing job offer. At that point, the job offer was so low, that it would leave me starving after my basic necessities, such as apartment & student debts are paid. I chose instead, to do something riskier, and more entrepreneurial straight out of school, thinking this is the only way I can make the amount of money needed to pay off my student debt + interest on the principle.
One year after, thank god I broke even.
For the past few years, I have worked in various internet jobs, barely making enough to eat, let alone pay my student debt...
For the last year or so, I tried entrepreneurship again, this time with a bit more experiences & skills, ignoring my student debt completely. The extra money I would have paid for debt, I reinvested in the company.
Now, it's finally getting to that point, where I can ignore my student debt no longer, or else they will pursue legal actions …
After living sub humanly for the past few years, after being harassed everyday to pay a debt that I really can not pay, if I want to eat, for an education that absolutely adds no values to my career, am a bit at the end of my rope.
So dear HN, what should I do to make the situation better, what could I do to make the situation better?