arfrank

Joined 19 years ago

Karma
1,523
Submissions
278
Member since
Feb 7
twitter.com/arfrank
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Recent submissions

Comment · 7 years ago
Comment · 7 years ago
Comment · 7 years ago
Comment · 8 years ago
Comment · 9 years ago
I’d suggest you look at what we built at Final. Getfinal.com

We took a hard deep look at a massive stagnant industry (credit cards) and use experience and features as differentiators

Comment · 9 years ago
Comment · 9 years ago
Amazon is 4 in every $10 spent online in the US. They have a scale similar to Costco/WM who only got deals for/to break exclusivity. Amazon pays less than 2%, much less depending on card type. Manages fraud to about 6BPS on transactional basis. But the concept of the running a CC is not out of the question, but the economics/complexity don't align yet...
Comment · 9 years ago
Comment · 9 years ago
There are a tons of reasons to keep our signups closed for now. One non-obvious reason to most people is that it costs us money to lend out money to customers. Theres a ton of others we're working on solving in parallel too
Comment · 9 years ago
Email me @ [email protected] I'd love to hear more, if you don't mind. We encourage people to use the physical card and just treat it as disposable if it ever gets skimmed/breached/stolen/lost. We made sure it impacts none of your other relationships :)

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