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"UBI is a political decision which is renewed with every government"

If this is true than implementing UBI will be more problematic than I thought. All UBI proposals so far call for all other financial safety nets to be removed in order to finance UBI. Managing that will be a nightmare if you can just cut off UBI, then you have to spin up everything else again. I imagine UBI to be something similar to how the pension system is, once in place it stays there forever-ish (meaning that it can potentially collapse).

"we do know how people behave when they are born with a million dollar bank account, and it's relatively very rare that they are criticised for how they choose to live" - that's an excellent point.

The proposed monthly amount was €2,300 in Switzerland when they had a referendum on the issue in 2016. That is enough to have a more than decent living.

Work ethic might be engrained into our culture, but someone who is brought up in a society where UBI is normal and they are just a few years away from becoming "rich", I think not-working-ever is a very enticing idea and many teens will fall into that trap.

"Their abilities vary, but UBI won't help them as they will just waste it on some other scam."

This is correct. For scammers this will be a new gold mine. But I guess it will be a gold mine for everyone. It's 2.8 trillion every year injected into the economy. If you look at it like that than the question is, how can I divert some of that money into my own pockets?

The average life expectancy of the population would determine together with inflation and interest the maximum amount you'd be able to borrow. A rough calculation at $1,000 UBI a month would give you around $500K available to borrow at 18 and you'd pay back around 750k till you die at 82.

What I am saying is that a temporary UBI experiment cannot simulate the changes that a permanent UBI would bring. Especially when everyone is aware that this is temporary.

Exactly. With a permanent UBI in place you can throw all these studies out the window.

UBI would reorient the idea of work in the sense that new generations won't think about work the way we do, for them it will be something that you can do, not something you have to do. Similarly how sport is today, you can do sports but you don't have to.

Also with UBI you are guaranteed a certain amount of income for the duration of your life. You can go to a bank and take a loan against your UBI. A big portion of the UBI will end up at the banks because basically the loans are guaranteed by the government.

Your opinion is spot on. Also the studies are short term whereas real UBI would be permanent.

Everyone is talking about "receiving money with no-strings attached" however there is a huge string attached, and everyone knows it very well, especially the researchers, and that is the experiment will end.

This means that the experiment is temporary whereas real UBI would be permanent. A temporary experiment where everyone is aware that it will end cannot simulate the same changes that a permanent experiment would do. But I guess that wouldn't be an experiement anymore.