zachperret

Great question. I do not know off the top of my head, but can look into it.

We all wish more banks had API's! Our team is actively working with many more banks to launch them soon, but alas -- legacy infrastructure is slow to move!

Indeed! Plaid is integrated with ~every bank that has an API, and in many cases we've actually helped the banks build API's themselves.

Plaid founder here. Stripe does not integrate with any bank API's directly (AFAICT). They wrap two aggregators, MX and Finicity to build this product. (Also, not sure what MX products they are using, but MX itself is an aggregator of aggregators, including others such as Yodlee.)

On pricing, Stripe's listed rates are 30-200% higher than Plaid rates (perhaps due to high vendor costs). That said, if anyone does have feedback on where Plaid pricing is prohibiting new use cases, we'd love to hear! I'm zach at plaid if folks would like to discuss.

Haha, we've long joked that Plaid should launch a line of flannel shirts...

Yes, this really bugs me too. Unfortunately, the issue is on SVB's side. We're continuing to work on it, but I'd also recommend raising this with SVB directly if you are a customer.

Just once. We had to fill out the paperwork for their procurement and compliance teams, but I don't think it was a public RFP.

In the early days, we had a policy that we would not respond to RFP's. The time required vs. value does not make sense for startups (unless you've already been told you'll win and the RFP is just a formality).