woodlumhoodlum

It has one of the LOWEST fees and has great returns I put my full 401k into VTSAX, as I have other diversified savings elsewhere.

I totally agree with this position, as it will lead to job in the surrounding area. The overall tax revenue the local government receives will dwarf the incentives. But all I've seen online is short-sighted criticism.

Thanks, I'll give it a try!

I have trouble concentrating at work to the point where I barely complete any code. I Can never flow unless I'm working on a project at home. Music can help but the network is often too spotty for songs to load consistently. I'm easily distracted by the internet and conversations with co-workers. I'm not allowed to work overtime, and get 8 hours of sleep - so being tired is not an issue. Am I burnt out? or just extremely apathethic?

All 3 (says the back-end dev)