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This might not be the best system, but it works for me. I simply take 70% of my income and deposit it in another account with a seperate bank (it's like a vault, i never really check on this account ~maybe once a month) as soon as my paycheck clears and then just make sure to make do with the other 30%, which includes one-off discrete purchases, emergencies, etc.
I have no visibility on my purchases. I am sure I would be alarmed at my monthly expenses for specific things, but on net, I think I am on the lower end of frugality.