sombrero_john

Your personal experience does not line up with the empirical evidence at all.

Some people are (much) smarter than others. It sucks, but that's life.

Renting is perfectly fine. NYC has the strongest tenant protection laws in the country.

There are many teachers, social workers, and bartenders living on the UWS. Hardly the top 0.1%.

There are plenty of non-social-media time-wasters. Reddit, YouTube, and the site you're on right now are just some examples.

Way too much friction. I don't have the luxury of going "off the map" for a week.

You answered your own question. IT staff is expensive, a SaaS subscription less-so.

Ulysses is the kind of book people read just so they can tell other people that they read it.

We are providing users with valuable features at a faster rate, saving them and us time, which is a far more valuable asset than "the user's battery, CPU, memory, bandwidth, the company's cloud costs and energy usage".

> Instead of writing better software, which might slow down development, just spend more money.

Except this is unironically a great value proposition.

> A comment I read about the study suggested the conclusion that men take more risks while women take bigger risks.

Or women's weaker musculoskeletal systems provide less protection against blunt force trauma?

Dig a little deeper into your dataset and you will find that the reason these people didn't end up homeless is because most of them have well-off / supportive families, trust funds, or Ivy League degrees.

That said I agree that people give in to fear too much, which prevents them from taking risks.