santaclause33

Dentists are often crooks.

When I was younger, my parents had to change insurance plans, so I got a new dentist. In the first visit, he takes a quick look at my mouth (with no tools, mind you) and confidently says I had 8 cavities that need drilling ASAP.

My previous dentist mentioned no such thing, so my mom took me back to him for a second opinion. He used tools to check, then told us the other dentist was full of shit and that this was surprisingly common.

The new dentist would have drilled 8 healthy teeth out of greed.

Instead of saying, "It's too complicated to explain", why don't you give it a shot?

Your other examples are obvious. This one is not.

Three notes I would add:

1) In response to the "know yourself" bullet: I met my now wife at 15 - we learned a lot about ourselves between then and when we married at age 22. But we were pretty much committed to marrying by age 18, even though we learned a lot after. You can learn with another person.

2) Life pro tip on understanding other people (this is a quick reinforcement of a bunch of points in the article): if someone is behaving irrationally, 99% of the time its because they are subconciously insecure about something.

3) The odds of first marriage are better than 50/50. That statistic is for total marriages, but people who divorce once on average divorce multiple times. Success rate of first marriage is something like 65%. Also, that success rate goes higher if you're high income, like most of HN.

All of these questions except interest and repayment terms are not indicative if anything.

I certainly have a person or two I would prefer to be erased from existence. People who have hurt the people I love, etc.

As someone who spends a lot on Google and Facebook ads - this guy got it right.

Short term loans have artificially high APR.

But SAT scores correlate to income regardless of schooling.

I am in the hole 250k

HN and Reddit are dopamine hit factories.

My experience is more with the OPs. Leave the line, lose your spot.

His anecdote works with biweekly paychecks, and many city apartments in the US do not allow a washer and dryer.