ramsr

I have had great experiences with transferwise so far over any other service and will continue to use them for the overall experience (and low fees)

so by your argument, you consider yourself a 2nd rate engineer and moved to make "medium bucks"?

Can you please point me to your research/rationale on why you think it's for the second rate?

In India, they recently launched payments within Whatsapp which is a major breakthrough IMO.

Sweeping generalization.