orless

Snowden.

It can be smelly/unlawful without being unethical. Even quite the opposite.

I cannot answer, I'm not affiliated with the project. Better ask @vavoida.

17 years living in Germany, never heard of Fair, Isaac. Creditreform and Arvato are much likely next targets.

I think this is properly disclosed. And definitely does not reduce the value of the effort.

I am not affiliated with OpenSCHUFA.

When applying for a loan, mobile phone contract, or even trying to rent an apartment in Germany, the Schufa score - Germany's credit rating - is decisive. If you have a few "points" too little, your application is refused. (Computer says "No" to your new smartphone or apartment.) However, the calculation of these credit scores - done by the private Schufa company - is fully intransparent. The formula is a trade secret, and as such not open to the public.

We want to change this intransparency with the project OpenSCHUFA. Open Knowledge Foundation together with AlgorithmWatch want to reconstruct the Schufa algorithm with "reverse engineering".

I don't know if this is HN effect or what but I just dont't get to the game. All I see after log in is some terrain and, a few moments later "Destroyed by " someone. No units movement, nothing.

And definitely not with a child.

What suprizes me is that you ask "why is it necessary to have car if you have kids?" and when I answer why you switch to theoritizing about how the world should be.

So either we discuss the reality where the next available pediatrician is in the next city (1h with two busses, imagine this trip with a sick child on your hands).

Or we discuss the fantasy world of "everyone should be able to get everywhere they want to go easily". But then stop asking, what is it about children that you need a car.

I have replied to "What exactly is it about children under the age of 12 that requires a car?", I did not say it is unique to children. But children is a big factor. We did not really needed a car before we had children. Now we need two cars.

"Everyone should be able to get everywhere they want to go easily without owning a car so a personal automobile should be considered a luxury" is a nice thought, no objections.

So how about we'll talk about "owning a car ... should be considered a luxury" first when "everyone should be able to get everywhere they want to go easily" is implemented? Because it's pretty far from my reality.

The goverment could do all those things but the reality is, if you don't live in a city and/or have kids, you need a car, period.

That would be ca. 30 minutes cycling one direction, then another 20 minutes to the train station where I need to catch my train. 50% of the route on country roads where overtaking trucks are great funs. With a lot of rainy days from October till April and a few days of snow in winter months.

So no, I did not consider biking with a second seat. It is completely unrealistic.

Not every city is built for it. And not everybody lives in a city built for it. I live in a village 25km away from Frankfurt, there is no way you could get around here without a car.