nimbleplum40

What makes you believe that commercial pilot is safer from AI than software engineering?

Far from a silver bullet, but still exciting as the first medicine of its kind! Accidental exposure happens to pretty much everyone with food allergies, so reducing the risk of anaphylaxis by ~70% is huge and will save lives.

This is taking regularly to reduce the risk of even having an anaphylactic reaction if exposed to an allergen.

When you say “transfer money to discretionary” for example, is that a category in your budget or a separate account?

I’ve never had YNAB double up a transfer.

Also, capital gains - not sure what the issue is there either. Add a transaction and categorize it to “Ready To Assign”. Works great.

Have you found value out of this? I just consider cash spent as soon as I withdraw it, as far as the budget goes. Tracking small change sounds tedious and seems line it wouldn’t provide value, but so I’m curious to hear if you think differently.

What about it is useless?

I’ve found it to be incredibly useful. And prior to that I used ledger for a few years. Ledger was great, but personally I find YNAB to be more useful because the budgeting features are the focus, not the accounting.