Recent submissions

Comment · 3 years ago
Comment · 10 years ago
This is a very important aspect of the study. They did not do a true randomized survey as participants were self-selecting (online surveys have this inherently -- well, mostly).
Comment · 11 years ago
Comment · 11 years ago
He/she would only have to pay 3.28 times his normal payment in order to pay it off in 1/5th of the time. It's paid off more quickly because by paying more, you reduce the amount of interest that accumulates.

On a $100k 20 year loan at at 5.7% (I know, example), interest paid would be around $67k (so total $167k). By paying 3.28 times more per month ($2300 per month versus the $700 normal rate), the interest paid ends up being only around $12k.

Comment · 11 years ago
Comment · 11 years ago
Manitoba Pharmacare exists for prescription plans and is income adjusted. Similar story in Ontario with the Trillium drug plan. I'm certain other provinces are similar.

People with true emergent cases are seen quickly. You may not, but it's probably because it's not an emergency.

Comment · 11 years ago
This example is flawed. What is the max take home pay of someone on unemployment benefits in Belgium? In Canada under EI (employment insurance) it's about $500 per week (~$2000 CAD per month).
Comment · 11 years ago
3-6 months of salary is not the measurement. You need an emergency fund of 3-6 months of expenses. That amount is easily achievable for someone who is a few years out of college which is generally someone who is young, no mortgage, and no dependents.

If someone wants to make the commitments of mortgages or dependents, then that's on them and they still need to have that 3-6 month emergency fund, except the amount will be higher because of the added responsibilities.

Comment · 11 years ago
It's not vimeo. Downloading the video and playing it locally with VLC yields the same problems.
Comment · 12 years ago
Comment · 12 years ago
Hi, I'm the author -- feel free to ask any questions :)
Comment · 12 years ago
I don't think persistence in memory was the selling point. The other selling point is that doing comparisons are faster because `:a == :a` can compare on a memory address while `'a' == 'a'` requires comparing the data at the different memory addresses.

Someone tell me I'm wrong.

Comment · 12 years ago
Comment · 12 years ago
Step 1. Enable 2 factor authentication

Step 2. Change password

Live from the official Hacker News API

A modern reader for Hacker News · SvelteKit + Skeleton