kudu

> people like to complain that the federal government only funds a fixed number of residency slots, as if a trillion dollar industry is just absolutely helpless to do anything

Agreed, but I would go further and say that if demand by students for the training provided by residency exceeds the demand by hospitals for the work provided by residents, I don't see why residents couldn't pay for their training just as they do for medical school. The whole "residency funding" thing seems like a red herring as an explanation.

To be clear, I'm not saying that medical graduates should have to take on more debt to pay for residency, but rather that the reason this doesn't happen is not obvious according to typical economic reasoning.

So, for your 200k downpayment, you now have 200k * 1.047^35 = 1MM as the total house value that you own even without house appreciation, so almost a 5% rate of return.

I don't understand where the 1.6 million came from. If you're talking about interest on the loan, the premise was that the rent covers the mortgage payment (interest and capital) plus maintenance plus returns some net cash. In that case, when the net cash has returned enough to cover the downpayment, you'd be richer by the entire value of the house even without appreciation.

> Ad blocker extensions are a major security risk

This is only true in the sense that an all-purpose browser is "a major security risk". That is to say, it's not true in any coherent sense.

Yes, the ad blocker needs to be trustworthy, and there are a variety of approaches for furthering that goal.

> Adblocker extensions need full access to all network traffic and all it takes is a single person's account or machine to be compromised to get access to millions of browsers.

Again, you could say the same about the browser itself. Even if it were infeasible for extension developers to implement more security safeguards, that would be a flaw in the Chrome Web Store, not in the concept of web extensions.

> The state of the art is a blood draw, followed by detection of THC at a toxicology laboratory using liquid chromatography-mass spectrometry.

> police are willing to pay $20 per test.

Is GC/MS (LC/MS?) really that cheap?

I've been using Hetzner Cloud and have been quite happy with it.