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After reading Chip War I read Conquering the Electron by Eric Brach and Derek Cheung. Very good book that goes into a bit more detail than Chip War. Chip War focuses more on the geopolitics than the science.

Very good point - I guess they are trying to redefine the terminology in this category and create unique marketing keywords. I suspect that is too late, VR Goggles just seems to ingrained but perhaps I'm wrong.

You fail to understand the actual reason for their insolvency. Their risk team chose to buy 10 year treasury bonds instead of 1 year treasury bonds. This is because 10 year bonds offered a higher interest rate (more profit for SVB) but at a much much higher risk. The losses were then unrecognised, hoping the market would turn. Only when it was too late did SVB admit defeat. With their equity gone, they attempted a band aid with an equity raise but the market quite rightly recognised the bank’s shares were worthless.

Anyone working in risk management will tell you SVB’s risk team and executive team should be in jail.

Don’t blame SVB’s failure on a bank run. SVB caused their own failure with their own risk management policies and it’s insolvency was probably inevitable for months.

What a bargain for the airlines. A 1% penalty and they probably saved at least 5% in financing costs.

There is no such thing as 'supply-side price increases'. There is the market price. And the price comes down if demand is supressed.

The issue right now is that demand is actually being ENCOURAGED by low interest rates and continued quantitative easing. Don't be fooled, 2% is still a low interest rate historically speaking.

Basically spenders need to be encouraged to save.

The inflation we're experiencing is actually demand-led. Contrary to what you may believe demand has been elevated since Covid-19 and supply quickly bounced back.

Oil and gas price increases are due to high industrial and demand. Their supply is at record levels.

What is truly insane is inflation being greater than 10% and interest rates being only c. 2%. There is a reason why the BoE theoretically targets 2% above all other metrics. Unfortunately they have significantly deviated from this.

The only way for commodity prices to decline, or at least remain level, is a concerted increase across the board by the major banks to reduce demand.

Some good points here. I think the lying by omission is a key issue. It makes it very difficult to be informed. I wouldn’t hold The Guardian up to the same standard as The New York Times though. The NY Times is a paper of record while the Guardian has a deliberate left slant. The opinion articles in the guardian are often ridiculous.

Sorry I meant the Ulster Banner. Should have checked the name referenced. I mentally just know this as 'The Northern Ireland Flag'.

I’m actually struggling to understand the article because the Ulster Flag is used to represent Northern Ireland in pretty much every kind of context. Whether or not Northern Ireland is technically a country or province is irrelevant and just semantics.

If you look at golf Rory McIlroy’s name appears beside the Ulster Flag. In the commonwealth games it’s the same.

Google of course would have known this UX was likely to be illegal but made the decision that any fine would be much less than the commercial benefit.

Is there a risk of condensation, damp and mould from homes with excessive insulation? Perhaps someone with some experience could comment.

This was probably by design

That’s my sense also. Google results for me are becoming increasingly irrelevant, especially since they stopped honouring double quotes. DDG usually works for me.

Exactly. This reason is entirely down to the lack of immigration due to travel restrictions and its effects on the wider economy. The media hasn’t really reported on this but it has been obvious for the past year. In a world without mass immigration to the west wages at the lower end would he substantially higher.

I've dealt with this many times in the past. This is known as a carve-out or regulated entity status. Different parts of a group have to deal with each other at an arms-length basis and provide those same terms to other independent companies.

The timesheets of engineers or digital infrastructure isn't a barrier to making this happen, although it might involve some work for external APIs, authentication and reporting.