jtemplestein
Joined 17 years ago
Karma
1,542
Submissions
534
Member since
Feb 4
Recent submissions
Comment · 6 months ago
I wonder if this screen + mouse + keyboard (+ camera + speaker + mic) interface is really the right level of abstraction to model a “digital entity”
Sure, you can do everything a human can, but it also seems VERY inefficient
As an alternative, maybe you could just do network in/out?
Comment · 2 years ago
This is a great idea for v2!
Comment · 3 years ago
How does this create consistent characters between frames?
My understanding was that this is very hard to do reliably without dreambooth style fine tuning, which is expensive and slow
Comment · 4 years ago
love to see this - the london HN meetup is where we found our first few engineering hires at monzo!
we owe a lot to dmitri, stevie and that meetup
my email address is first name at monzo.com if you're looking for a place to host it
Comment · 4 years ago
What a great appointment!
I've had one brief interaction with Gary a long time ago, and he's been a role model ever since
I had a difference in opinion with my cofounder and wanted to leave the startup we'd founded, even if it meant leaving the YC program (which I adored), and would likely lose my visa to stay in the US. Seeing how distressed I was, Gary took me aside somehow simultaneously made me feel heard, but also told me that it's up to me to come back stronger from this moment.
It made all the difference to me, and I've thought back to that moment many times in the years to come.
Comment · 7 years ago
hey, i work at monzo
we're currently making money from interest charged on loans that we make to our customers, from interest that the central bank pays us on our deposits, as well as from interchange that we earn when our cards are used. this is what most banks do (except they also make lots of money from fees that we don't have)
there are several other ways we'll make money and we just started experimenting with a few of them. we launched a premium account that charges a monthly fee [1], we operate a savings marketplace in which we earn a commission [2] and we help people switch their bills to a cheaper provider if they are currently overpaying [3]
we release our financial statements every year and new ones are coming out soon. feel free to have a dig then :)
[2] https://monzo.com/features/savings/
[3] https://monzo.com/blog/2019/05/08/switch-energy-supplier-thr...
Comment · 7 years ago
Hey, thanks for flagging. I will look into that. The number is definitely meant to be staffed at all times
Comment · 7 years ago
Massive congrats to the team - what a great and well deserved outcome :)
Comment · 8 years ago
I have been reading HN regularly for 10 years. It has taught me everything I needed to know to get started. I applied to YC 4 times, got rejected 3 times, crashed one startup and ultimately found my current cofounder through the YC community.
HN is not perfect, but I am incredibly grateful for everything it has given me. Like so many here, I couldn’t have done it without Hacker News :)
To this day, the advice I give anyone who wants to get into technology or starting a company is to read everything on HN for 3 months and to look up all the things you don’t understand.
Previously built Monzo
twitter.com/jonas