johndbeatty

Joined 17 years ago

Karma
634
Submissions
29
Member since
Dec 6
[ my public key: https://keybase.io/johndbeatty; my proof: https://keybase.io/johndbeatty/sigs/N_g6I1PFEsYCicNGh9FV4rW7sd3bB-kAmgMqNZ2H5Cg ]

Former technical co-founder and CEO of Clover. Also former: EIR, Sutter Hill Ventures; Engineer, Sun Microsystems, BEA Systems, Bix (acquired by Yahoo), and Yahoo.

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Recent submissions

Comment · 3 years ago
Comment · 3 years ago
I'm not so sure Postman's view of ChatGPT would have been entirely negative. One thing he might have liked -- perhaps very much -- is that the medium is linear, rational, and conversational. Compared to watching the "peek-a-boo world" news shows on TV he decried, having long, deep conversations on some topic of interest with ChatGPT looks quite good indeed. I'm pretty sure he would not have liked the reliance on technology, however.
Comment · 4 years ago
Comment · 6 years ago
Comment · 8 years ago
Comment · 8 years ago
Clover CEO here. Won't comment on a competing device but this may not work the way you think. In Clover's approach the touch controller input isn't reaching the Application Processor running Android when in PIN entry mode. You can do patent search if you're interested.
Comment · 9 years ago
Clover has had an offline feature for payments on all our devices (except our dongle/peripheral solution). It's very heavily used -- thanks to flakey ISPs, routers, WiFi, cellular, etc. We often see people go for a day or two offline.

We let you set limits on count/amount/time of offline transactions. After you come back online we send email a report telling you how many offline transactions you did and how many authorized and didn't authorize. This serves as a feedback loop to encourage fixing connectivity issues.

Comment · 9 years ago
Comment · 11 years ago
It's complicated. U.S. EMV credit is (virtually) all chip and signature. Debit is split between PIN and signature. US Debit Common AID is Online PIN, but you can legally do PIN bypass ("no cvm") or even fall back (or have user select) the card brand's application on the card (instead of the US Debit Common AID), in which case for Visa it will be signature and for Mastercard it will be online PIN. Politics and posturing.

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