gakos

Thanks for the feedback!

Our Virtual Accounts are the first step towards exactly that – we were thinking that virtual debit numbers tied to virtual accounts might make the most sense from a payment flow perspective. And that would allow you to do just what you described, provided the payment recipient takes debit vs ACH. Having virtual account/routing numbers would be a great extension of that capability too!

Gotcha. IMHO, cash provides a number of functions where f(x) = security, privacy, or physical partitioning. And those are valuable!

For functions where f(x) is something one would want to program or automate in the digital realm of money, that's where we hope to add value to the experience of managing your finances.

Curious, what's the reason? Security? Do you have all of your accounts at one bank?

Hi Hackernews, Gil here, co-founder at Astra. Would love to hear what you think about this new technical architecture for your bank accounts! With Virtual Sub Accounts, you can partition your cash or give your dollars purpose – and you can transfer funds to and from those virtual accounts with programmable routines.

Thanks for sharing my article here!

Over and over in conversations with other startup founders and VCs, we kept hearing the analogy of AWS for Fintech. I think it's a really interesting thought experiment, but I haven't seen a breakdown from a technology perspective. What's in place, and what's missing? So I did a write up using Cloud Computing as the framework.

Would love your input!

Thanks for posting my article! Happy to answer any questions you all might have on our take for fintech and what's next.

Thanks for the feedback. What would you expect to see? We are probably doing it but could do better at sharing that info.

I agree that their API is great, but there's so much more to building a business - most of all perseverance. Many people can make a good or great API but very few can execute on the rest.

You can set reminders for emails to come back to your inbox both at send and separately when reviewing email. It also has read receipts. And the hotkeys and shortcuts are super powerful. Worth the $ if you have to spend a lot of time in email for the efficiency increase alone.