Recent submissions

Comment · 7 years ago
According to the article, the data the city is using is from 2005. It is likely access has increased in the past 14 years.
Comment · 7 years ago
This is false information that is commonly repeated. The ships produce more of a particular pollutant, sulfur dioxide (SO2), not CO2. Personal vehicles produce barely any SO2 (gasoline contains no sulfur, diesel contains a small amount) so it isn't surprising a few container ships, which burn sulfur-heavy bunker fuel, produce more.
Comment · 10 years ago
Comment · 10 years ago
>During snow emergencies, cities should work with parking garages to make overnight parking for cars, free. It'll solve a lot of problems.

DC did in this case. The city warned about the emergency routes ahead of time, offered free parking at metro stations, and worked with private garages to offer $1/day parking.

Comment · 11 years ago
The noise could be filtered out with enough samples, so this mitigation only increases the number of attempts required and does not prevent the attack.
Comment · 11 years ago
Comment · 11 years ago
They are already factoring that in, using a 5% risk-free rate.
Comment · 11 years ago
The author is claiming 5% is an historical average, which is plausible because in past decades, both interest rates and inflation were much higher.
Comment · 11 years ago
This analysis is only looking at the price of the S&P 500, not the total return. An investor that sits out half of the year will miss out on about half of the dividends paid, which are always positive.

EDIT: Here is a graph highlighting how important including dividends is: https://i.imgur.com/YZSq6K3.png

Another consideration is taxes. The short-term gains produced by selling after 6 months are taxed at normal income rates (or slightly higher), as is the interest from the "risk free" interest-paying investment held the other 6 months. Long-term capital gains and dividends are taxed at favorable rates.

Comment · 11 years ago
Comment · 11 years ago
The contributions to a Roth IRA (but not the investment returns) can be withdrawn with no tax penalty, so there isn't much reason not to max it out if possible.

Employees should always contribute to a their 401k at least up to the company match, as it is essentially free money.

Comment · 11 years ago
$250k/yr doesn't allow for $2k/mo more spending than $225k/yr after factoring in federal taxes.

California state income tax is also more than double that of Michigan's at those income levels.

Comment · 11 years ago
From my understanding, the $1200 price is for the privilege of getting a dedicated table in the club, not really the bottle of alcohol itself. This is still very expensive, of course.
Comment · 11 years ago

Live from the official Hacker News API

A modern reader for Hacker News · SvelteKit + Skeleton