Recent submissions

Comment · 1 year ago
Comment · 1 year ago
Comment · 1 year ago
> Even if migrants commit crimes at a lower rate than the local population, unless it's exactly zero, it'll still increase the crime rate.

But that assumes you do not count the person who commit the crime as part of the population count.

In this example, “crime per capita” goes down if they commit crime below the average crime rate of population before they joined that population.

Comment · 1 year ago
1984 / George Orwell: 'Who controls the past controls the future. Who controls the present controls the past.'
Comment · 1 year ago
Comment · 2 years ago
Would you be accepting any phone(s) if shipped to you or do you have a group you would recommend that accepts shipments of phones?

Thank you!

Comment · 2 years ago
Comment · 2 years ago
Congrats! These are great stories to hear.

Our team has build a business without venture capital in a space where it’s commonly sought after.

Instead we did find a strategic partner in the industry who invested earlier on but then later we established a venture banking relationship and credit facility.

I had almost no idea the options that existed so wanted to post some ideas here for anyone reading.

Venture Capital is one source of funding. So is Growth Equity or even private equity —- but different from “venture”. It sounds like you’re past the “venture” stage anyway.

We’re paying about ~9% interest on a multi-million credit facility now from a bank (several other banks will do this type of lending - not just SVB I also learned along the way recently). There is also minimal warrant coverage provided of 1-1.5% equity which we are happy with.

Some names of banks who are lending - just a few names but wanted to share some ideas as alternatives to venture capital, especially if you have revenue:

* Texas Capital Bank * Cambridge Trust * East West Bank * Bridge Bank

Live from the official Hacker News API

A modern reader for Hacker News · SvelteKit + Skeleton