cymon
Joined 6 years ago
Joined 6 years ago
I developed an app installed on my phone which automatically detects SMSs transaction notifications and uploads them to my online app which is a simple General Ledger with simple and good enough reporting capabilities.
For cash payments (less than 10% of my transactions) the same app allows me to quickly take a picture of whatever I was buying or the receipt and uploads it to the online app for later posting. I even have a Google Cloud Run job which reads email notifications since some of my cards don't have SMSs notifications. I have been doing this since 2015 and it has been one of the greatest decision I have ever made.
Kenya has had a Real-Time Gross Settlement (RTGS) system for years supported by the central bank which works in near-realtime during working hours, and an even better one was recently introduced by a conglomeration of the local banks which works in real-time 24/7 called Pesalink: https://www.ipsl.co.ke/pesalink ..