britknight

IANAL, but my understanding is that the fact that the clone was written from scratch doesn't have any bearing on whether or not it infringes on copyright. The clone uses the name "Agar.io Clone" and copies the look and mechanics of the original game, thus making it substantially similar in appearance and use to the copyrighted work. Unless they have found some way to invoke fair use (educational purposes, etc.), the clone you mention is also infringing.

An analogy: if someone were to write a book called "Harry Potter - Clone" in their own words about the adventures of young wizard, you could expect them to receive a notice of infringement pretty darn fast, regardless of the fact that they didn't copy the original word-for-word.

Why? If you spend all day designing and writing code, why not view your commute as an opportunity to relax/read a book/listen to music/whatever you want to do that's different from your day-to-day work? Future you will thank you for it.

When I try to find the Standard Treasury homepage to get a better idea of what it's trying to accomplish (by following the link from OP's blog), all I see is an empty blog site. Is this because they are trying to keep a low web profile? It seems a little odd to me.

I agree with most of what you've said, but I would recommend switching the priority to lifting rather than cardio. Of course, cardio is important for heart heath and overall respiratory fitness, but in terms of "getting in shape" it's hard to beat a good lifting regimen.

I have a couple of reasons for this: 1) If your goal is to look good, then lifting will most definitely help with that. Basically, you'll gain more definition and muscle tone where it counts and lose a lot of the superfluous fat. 2) You'll also feel better. It's a pretty great feeling to pick up something that you know should be heavy and find that you can manage it with one hand. 3) The above talks about diet, specifically burning more calories on a daily basis than you consume. Lifting will help with this in two ways. Firstly, the act of lifting itself is extremely calorie-intensive: you burn pretty much the same (or greater) number of calories lifting than you do running (assuming fairly standard workouts, of course). Secondly, and perhaps more importantly, not only does it take a lot of energy to build new muscle during your recovery, muscle tissue takes more energy to keep warm than an equal amount of fat. What that means is that if you replace some of your body fat with muscle through a lifting routine, you will increase your basal metabolic rate (the amount of energy you burn at rest), which will be a godsend for any weight-loss plans you may have.

That being said, don't disregard cardio: work it in on recovery days.

Speaking of recovery days, if your muscles feel good enough to lift more than four days a week, you'll get better results increasing your workloads (higher weight) and keeping to 2-4 days a week. If you do chose to do 4 days a week, a great pattern is:

Day 1: Upper Body (High Weight + Low Reps) Day 2: Lower Body (Low Weight + High Reps) Day 3: Rest (Cardio if you feel up to it) Day 4: Lower Body (High Weight + Low Reps) Day 5: Upper Body (Low Weight + High Reps) Day 6: Rest Day 7: Rest

Low reps means 5-6, high means 10-15. Use whatever weight allows you to do that many reps twice (a.k.a. two sets of x reps). Don't do both sets together; do one set of one exercise, then one of some complementary exercise, then do the last set of the first and the last set of the second.

Whatever route you choose: good luck :)

P.S. A note on soreness: you should be tired after your workouts, and a little soreness the next day is fine. What's not fine is being near-unable to use your muscles after a workout. Too much soreness actually impedes the recovery process, so take it easy ;)

> I thought my taxes pay for that :) . Do you mean "finances" as "machinery which helps moving money"? I think there are several definitions there.

You are correct in that the money used to build highways etc. does start as your tax dollars. However, I would imagine that it is then held (and allowed to appreciate) in the form of a reasonably liquid portfolio of cash, bonds, and equities. I suppose you could technically reduce finance to "moving money around", but that is such a gross simplification that it would be like saying programmers just type for a living.

> Nah, that's those same deposits. I largely pay myself for retirement, by saving the whole life.

If your entire retirement savings are in simple savings accounts (i.e. in a bank instead of a brokerage account), I am afraid you are losing out on quite a substantial return that could allow you to either retire earlier or enjoy a higher annual income during retirement (or both).

> > Funds the college fund that paid for your school > Again, it's either another example of "moving money", or an oddity - as people managed to get educated even without banks.

The statement that college funds, loan programs, and scholarship endowments (all powered by "finance") pay for the education of practically every student in the country is true, unless you save for college in a piggy bank.

> you ought to share risks and benefits

If you want to share the risks and benefits, there's an easy way to do that: get a brokerage account. If you have deposited your money, the basic assumption is that you are willing to accept a lower rate of return in exchange for a (practically) risk-free place to store your money.

depends on how much you want to rely on the FDIC

Banks don't necessarily borrow at 0%. Granted, they are able to borrow at a much lower rate than you or me (closer to the Federal Funds Rate managed by the U.S. Federal Reserve), but they still pay interest on their loans.

Of course, real interest rates have gotten close to zero, but in general real interest rates of 0% are nonsensical in stable, developed economies. Economically speaking, if rates were 0%, it would in the long run make sense to bulldoze the rocky mountains to save money on gas, because there is no marginal cost to consider.

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