barik

The important part is that if you really set your contributions to 65% then you will max out your annual retirement contribution limits early on (front loading). So the rest of the year you will receive your full paycheck (- ESPP, which you'll also get back every quarter).

So the situation is not as dire as it appears.

Yes, that's true. If you're wanting to buy a house that is a good reason to not put additional money in the Roth 401k. It still makes sense to do the Roth IRA, since you can withdraw your contributions early without penalty (subject to some rules).

It would be good to add something on mentoring. This isn't covered very well in new employee orientation. But it's hard to figure out what advice to give because it's so team and role specific. Maybe the advice should be to just find one.

It felt odd writing it. You are right, but when people do suddenly come into money (the initial cash signing bonus), they will sometimes do irrational things. Being able to step back from this emotional reaction will allow that money go much further.

> Also forgot to mention open a Fidelity BrokerageLink account for your 401k.

I thought about adding it, but BrokerageLink requires a minimum balance transfer. By then, I figure that people will find out about invclub if they want to pursue more custom strategies.

I also added the note about the fresh Windows 10 Enterprise install. Ultimately, it's a wash. The group policy will apply one way or another.

How many more groups are left to join? There's no easy to way as far as I can tell to get a sense of completion. The extension goes in reverse alphabetical order, but also loops around again.

It's hard to say if it was worth the price. I purchased a lifetime subscription a while back at a discounted rate. I'm not sure if this a product that I would pay for monthly perpetually though.

Brain.fm does "work" in that it definitely has helped me focus, but I think one could craft a Spotify playlist manually with some effort in order to achieve a similar effect.

What is a recommended VM size on Azure to use?

Ignoring for the moment the active jamming, it's interesting to consider otherwise how perspectives on cell phones have changed over time. When I was in high school (circa 1998), the administration would suspend students caught in possession of cell phones, and their phones would be confiscated. This policy was explicitly in the official student handbook, if I recall correctly. The argument that students needed the cell phones for "emergency" purposes was also deemed by the administration not to be credible.