bakhlawa

Is that 5 pillows on the original (messy) bed down to 4 pillows in the clean version?

I think the Grandfather was making a different point. That because rewards cards = higher interchange fee for the merchant, this results in the merchant increasing fees on everyone (the payment networks prohibit charging a higher fee to only those paying with a credit card).

>>>The money extracted by the credit card companies and Visa causes merchants to raise prices for everyone regardless of whether they have a rewards card or use a credit card at all.

>>>This creates in effect a massive money transfer from the poor, who do not use rewards cards, to the rich consumers who do.

I did consider this but part of the appeal was learning a new skill…and proving to myself I could do it after 15 years! But outsourcing is an option.

What should I expect to spend and time to develop for a “straightforward” app? Any particular criteria to filter for if I was to go the outsource route?

Could be a web app, I see the use to be on a mobile device va desktop (think mindfulness/wellness app).

What is the current set of options to develop a web app (JavaScript, PHP, Python) that can be deployed as an iOS and Android app?

Very compelling and would be fun to learn something new. Need to research if the 3 month launch constraint can be accommodated or better to outsource. However the act of coding and learning again is very attractive. Thanks.

Pair up with a friend and learn/do together. It will help push through moments of frustration and a partner will serve as a check on giving up prematurely. Good luck!

You’ve already got a lot of great advice. I’ve been in the same position and would submit I’m still in the same spot. What has helped is “scratching an itch”, trying to do basic things. The feeling of accomplishing something, even small, is powerful and motivating.

One idea I didn’t see suggested is pairing up with a friend and working on learning/doing together. It will help push through when the learning gets overwhelming/frustrating and bring some joy back into the process. Good luck!

I’m sure there’s a case you can get for the Apple Card to prevent the scratches and premature wearing out

/s

> But, I still 100% recommend Salesforce to companies when they ask about it. Why? Data liability. Yes Salesforce is expensive - but you are outsourcing the responsibility of dealing with sensitive data to Salesforce.

This is precisely the reason why my organization, a large Canadian FI on the commercial banking side, decided NOT to go with Salesforce. They couldn’t rationalize giving up the data and went instead with a MS Dynamics implantation. This was 10 years ago.

+1 StackOverflow remains a valuable resource but there has been a very clear shift in the responses from nurturing, supporting to snarky and mean. Perhaps it was the intention but I now think twice before posting a question and half expect the first few comments to be along the lines of "Duplicate", "What's with the lame use of <fill in blank>", etc.

It really sucks the fun out of coding but alas it has far more positives than negatives.

I couldn't help but wonder how much traffic is lost by online-calculator.com, the first search result...

Are there other use cases you can think of aside from tracking spammers that would incent your bank to invest in the overhead to maintain special/bogus card #s? (And what about bogus card #s used against legitimate vendors that get cheated out of money owed to them?)