bahularora

What I find interesting is how India’s financial inclusion push under the Jan Dhan Yojana (National Financial Inclusion Mission) led to unexpected consequences.

The government aimed to offer zero-cost bank accounts to extremely low-income citizens and needed zero cost debit cards to make them functional. Rumor has it they asked Visa and Mastercard to waive fees and both declined. Even Indian banks reportedly pushed back.

So India doubled down on RuPay, its domestic card network. What started as a fallback turned into a fintech revolution. Over 559 million bank accounts were opened under this mission, most powered by RuPay.

Ironically, if Visa or Mastercard had agreed, RuPay might never have taken off.

What are the right resources, you would suggest someone if he had to setup his servers properly. Will really appreciate if you can refer some books/videos/articles. Thanks.

You can have phone_number@paytm or phone_number@bank as you vpa is you prefer that, also UPI API, you can search users with phone number so if i want to send money to a friend and I know his no I can search his VPA/s

Ant Financial(Ali PAY) is valued around $150B.

Paytm will be one of the leaders with the new Ecomm model. I am sure they will be a huge player in ecomm also dont forget they would be the largest bank in India.

India has the same system.

"The indictment does not say Hutchins designed Kronos to be sold, knew about the sale or was at all aware his work was being used maliciously. "

A person he knew, or he was in touch with sold the said trojan. The indictment also doesn't say if he did gain financially from the sale or not.

So, he developed a trojan possibly for research, someone he knew sold it and he got arrested.

There are many things that are unbelievable you would be surprised, POTUS and many educated Americans not believing in Climate change. believing that they are waging a war on terror, religious/racial discrimination existing in modern society.

Sad to see an innocent die, this is what happens when elections are fought over hate.

I am gonna try to change the management's mind about these policies. I am hopeful that they would accept my request especially since these are not enforceable in court and this would makes the whole agreement void.

Is it legal to have a extremely one sided agreement? Also if it is signed under threat(no job/no livelihood) isn't it void, as its signed under duress?

Today, after completing almost a month of my trial at a new job, HR asked me to sign a document on Stamp paper with a very vague 1 year non-compete clause. All my objections to the same were casually shrugged of by her, by saying they don't use it until I would directly hurt the revenue of the employer.

When I refused to sign it she said that it might be hard to offer me a job in the case I don't sign it. Which very much sounded like a threat to me. If they insist I would most probably sign it, as without the salary I wouldn't be able to afford rent next month. According to her all the other employees have signed it and none questioned her on it.

Notably non-competes are mostly illegal in India, still almost all agreements I have come across have the clause mentioned in them. I don't understand the point in having a clause like this, when its non-enforceable.

Many other points of the agreement were as egregious as the non-compete clause. Also the whole agreement was extremely one sided. It also said all the IP/Products/patents I develop, even in my own time, during my tenure would belong by the employer.