aeternus

Isn't cost and concentration also a factor?

How do you avoid creating a slum with dense low-income housing?

Seems like highly distributed low-cost, low-unit housing might work decently.

>If there is one rule, then it had to be the ‘safety net’ rule. It just means that everyone is safe to speak their minds during the retreat. There will be many sessions on feedback about product, company, people etc. If team members are worried about repercussions, then retreats wouldn’t work at all.

Sounds great in theory, but what do you do when someone starts sharing sexist or biased opinions. Or starts to personally degrade another employee or team?

For a responsible company, there are always repercussions, it is disingenuous to lead employees to believe otherwise.

Consider genuinely strengthening the argument of the person you are talking with before providing an alternate viewpoint.

What identity confirmation exists currently for phone companies? You can use a pay phone, pay cash for a prepaid wireless phone, phone in a motel room booked under a fake name, etc.

So ban all types of internet-based or IP-based calls? That's an extreme solution for a limited problem.

The problem is the lack of threat validation by police. There are many options now to validate threats, we have tech that can see through walls, robotics, drones. The fact is you have a very real chance of being shot by police without a trial and based on a phone-call.. and we are considering that a problem with the phone company?

When moving, cars can compare hundreds of different viewpoints. Multiple cameras provide for depth perception when stationary.

When issuing the EV cert, they don't actually validate any of that so it is of questionable utility.

I was surprised how easy it was to get an EV cert. The validators work from an offshore call-center and use sites like whitepages.com to lookup the business. They then call the number listed (you could have updated the listing just before). When they call you simply have to say "I am ... and my position is X at Y company. Then hand the phone to someone else who says something similar". There was no individual identity verification.

How do you decide which one needs to change its name? There's no objective measure for which is 'larger'.

The vast majority of consumers are not going to lookup an FDIC number, and even if they did, it is still not optimal since banks regularly merge which would cause confusion.

This is similar to what I'd like to see. Sharing cookies is somewhat dangerous since they could have login/user data, but it would totally work to avoid browser fingerprinting. With all the fingerprinting methods (screen resolution, GPU, HW, font-list, etc.) it's a losing proposition to attempt to remove all traces of a unique fingerprint.

Instead I'd like to see a browser that generates such a noisy fingerprint that it is useless: Each time I start an 'anonymous' session, grab a fingerprint from a pool that is sufficiently similar to mine that things render properly (matching resolution for example) but that has also been used by thousands/millions of others.

The problem with EV is how do you handle companies with the same name? Many banks have similar and in some cases the same name.

The domain name system already handles this by enforcing uniqueness and leveraging the market.

If you are concerned about timing it right, or macro-economic swings, simply purchase a corresponding long position in an index fund / S&P 500. Options do cost premiums, but shorts typically do not. You can however even recover the option premium with a similar strategy by selling a matching option on the index.

You can construct a trade that will make you money assuming your assumption is correct (that that company will underperform the market).

Buying existing assets only results in asset inflation if you lack a free market.

Otherwise, buying existing assets (such as houses) will increase the price which will trigger increased production of that asset.

That may maximize the immediate value to shareholders, but the real goal is to maximize all discounted future cash flows.

The entire purpose of a company is to return value to shareholders. Due to our current tax law, buybacks are a much better way to do that than dividends.

Are you saying that a company should invest 100% back into itself? There are a few very successful companies that do that, but the vast majority do not. Most companies return value to shareholders regularly in the form of dividends (or buybacks).

If you are confident in this scenario, then rollover your 401k into an IRA, enable options trading, and buy puts or short the companies that you believe took on too much debt.

No need to be an accredited investor.