7alman

If you have a hard time coming up with ideas, you probably shouldn't start a company.

Probably illegal, but its worth a shot. Let me know how it goes.

You said that you need to be making < $50,000 to be considered for a discount from coveredCa. If you're using your company to pay for your expenses, and you draw less than 50G in personal income. You should be eligible for a discount.

Use your 'company' to pay for your expenses and draw less than $50,000 as salary. Problem solved.