Using a credit card online isn't painful but it's more painful than using Bitcoin. For one, I don't need to memorize an arbitrary 16 digits + CVV2 + Expiry Date. Nor do I have to enter my billing address for virtual goods or deal with chargebacks and replacing my card if the merchant loses my card information. One time my bank just canceled my card without giving me any reason besides 'security' and mailed me a new one. What would I have done if I were traveling at the time or needed to buy something in the meantime?
Besides that, if you've ever tried doing anything online besides the straight purchase of a good or service (think forex trading, gambling, remittances) you'd agree Bitcoin is light-years ahead of the prevailing payment methods.
Besides that, if you've ever tried doing anything online besides the straight purchase of a good or service (think forex trading, gambling, remittances) you'd agree Bitcoin is light-years ahead of the prevailing payment methods.