> but what differentiates citi/bofa/wellsfargo/bancorp etc? Not much that I can see -- unless you're a high net worth individual, there's little reason for most people who don't eg have international banking issues to bother with them.
I actually switched from a big bank (PNC, great service but slow on the tech side to evolve) to Simple [http://www.simple.com]. I get a debit card, beautiful mobile and web apps, and I can do everything I could with a regular bank except going to a branch. And I never go to a branch (mobile deposit, ATM network, debit card, done).
Their support is excellent as well, something I'd never get from Amazon or Google.
I actually switched from a big bank (PNC, great service but slow on the tech side to evolve) to Simple [http://www.simple.com]. I get a debit card, beautiful mobile and web apps, and I can do everything I could with a regular bank except going to a branch. And I never go to a branch (mobile deposit, ATM network, debit card, done).
Their support is excellent as well, something I'd never get from Amazon or Google.