> In europe you just send money to their IBAN or they send you a link
You can, but at least in Germany people are reluctant to give their IBAN to others and prefer one degree of separation, so PayPal is still very common for transfers between friends.
You can, but at least in Germany people are reluctant to give their IBAN to others and prefer one degree of separation, so PayPal is still very common for transfers between friends.