The fundamental problem is the very idea of private "health insurance".
Market forces naturally create low rates for those who don't need insurance and unaffordable rates for those who do. But over time, everyone gravitates from the former to the latter.
The "free market" does not offer a practical solution to every problem. Tariffs are an open admission of this basic fact.
Market forces naturally create low rates for those who don't need insurance and unaffordable rates for those who do. But over time, everyone gravitates from the former to the latter.
The "free market" does not offer a practical solution to every problem. Tariffs are an open admission of this basic fact.