There's a story that goes: A man was tasked with hiring an employee. He got hundreds of resumes. His friend looks at the stack and asks him "how are you going to decide among all those?" The man grabs half the stack, throws it in the garbage and says "Simple, I don't hire unlucky people".
Degrees matter when employers don't have the time and/or ability to make a reasonable decision for every candidate. They need ways to eliminate chunks of the applications. Illogical ways of eliminating candidates are acceptable because they are better than having no way. One method that's not completely illogical is to only look at candidates who have degrees.
You can get degrees for <15K. For a BSCS you can do WGU for 5/10K. For a MSCS you can do GaTech OMSCS for 7K. Those numbers are small enough that they're almost definitely worth it. But those also cost time, which you will have to decide for yourself if you want to spend.
Degrees matter when employers don't have the time and/or ability to make a reasonable decision for every candidate. They need ways to eliminate chunks of the applications. Illogical ways of eliminating candidates are acceptable because they are better than having no way. One method that's not completely illogical is to only look at candidates who have degrees.
You can get degrees for <15K. For a BSCS you can do WGU for 5/10K. For a MSCS you can do GaTech OMSCS for 7K. Those numbers are small enough that they're almost definitely worth it. But those also cost time, which you will have to decide for yourself if you want to spend.