I won’t comment on the second reason, since that seems like something a linguist should address, but I don’t really buy the first and last reasons:
1. Doesn’t seem relevant, as we’re discussing making up a word in conversation and not putting it into dictionaries.
3. Especially in this globalised world, English loanwords are everywhere. No one bats an eye at it and plenty of languages distort those words to fit their own language. For example: when referring to an internet post you say you’re “posting”; another language would keep the “post” but replace the “ing” with the modifier appropriate for them.
1. Doesn’t seem relevant, as we’re discussing making up a word in conversation and not putting it into dictionaries.
3. Especially in this globalised world, English loanwords are everywhere. No one bats an eye at it and plenty of languages distort those words to fit their own language. For example: when referring to an internet post you say you’re “posting”; another language would keep the “post” but replace the “ing” with the modifier appropriate for them.