That's a good hypothesis! But I have a strong preference for email over SMS for communication from companies, so I receive almost no texts from credit card companies. It's pretty much limited to an occasional authentication code for logging in (since TOTP-based two-factor is so unfortunately rare).
That's a good hypothesis! But I have a strong preference for email over SMS for communication from companies, so I receive almost no texts from credit card companies. It's pretty much limited to an occasional authentication code for logging in (since TOTP-based two-factor is so unfortunately rare).