> (...) by visiting your home and stealing $20 from your wallet
You are being dishonest here.
Here's my version:
If you withhold $20 from a bill payment, the worst that can happen is having to pay an extra fee, getting a utility shut off, and a permanent hit to your credit score.
If you charge a customer an extra "service improvement fee" or "credit card surcharge" or a $400 "Mod Seq Other Qhp" (an actual line from a bill I have in front of me), they'll have to pay it.
> (...) by visiting your home and stealing $20 from your wallet
You are being dishonest here.
Here's my version:
If you withhold $20 from a bill payment, the worst that can happen is having to pay an extra fee, getting a utility shut off, and a permanent hit to your credit score.
If you charge a customer an extra "service improvement fee" or "credit card surcharge" or a $400 "Mod Seq Other Qhp" (an actual line from a bill I have in front of me), they'll have to pay it.