I'm building a Gumroad-like platform for creators to sell their ebooks, and I've heard horror stories about how entire platforms get torpedoed because 1 bad actor user uploaded illegal/copyrighted material, so Stripe pulls the plug on them and fined them to the heavens.
I've been thinking about how to combat this, and I've come up with 2 solutions:
1. Let users bring their own API keys (meaning I use Stripe Connect and use the "direct charge" model), so I don't get held liable to refunds, chargebacks, etc. My own Stripe is literally for subscription fees, that's it.
2. I haven't looked into it, but maybe there's an API out there, or even some AI bot, that I can use to screen uploaded material to see if they're illegal or copyrighted?
Is there any other solution that I'm missing?
I've been thinking about how to combat this, and I've come up with 2 solutions:
1. Let users bring their own API keys (meaning I use Stripe Connect and use the "direct charge" model), so I don't get held liable to refunds, chargebacks, etc. My own Stripe is literally for subscription fees, that's it.
2. I haven't looked into it, but maybe there's an API out there, or even some AI bot, that I can use to screen uploaded material to see if they're illegal or copyrighted?
Is there any other solution that I'm missing?