Part of the issue is that there is no mechanism to discourage universities from doing this. With the state underwriting student debt without limit, and universities effectively gatekeeping the path towards middle class employment, there is effectively no social or financial mechanism to push back on them.
Heck, there is a huge amount of social pressure pushing 18 year old kids to do this. They can’t possibly know better, but the adults encouraging such reckless behavior really should not be doing this.
Heck, there is a huge amount of social pressure pushing 18 year old kids to do this. They can’t possibly know better, but the adults encouraging such reckless behavior really should not be doing this.