Comment by godshatter

Initiatives like these always tend to hurt the most responsible people more than the rest. The landlords are fine. The people who maybe could have paid their rent on time but didn't want to reduce spending in other areas to compensate for it end up okay. It's the people who paid their rent first and on time then reduced spending in other areas that are the ones getting the short end of the stick. This only applies to people that could actually switch things around like this, though.