Outside of the obvious "don't buy a gas guzzler" tropes, most of the best ways to save money will end up costing you time. Whether it's living with a longer commute or working more hours, there is a point at which people are just happier living their lives than wasting years in their prime scrounging and being miserable to afford a downpayment on a house in worse condition than what they could afford to rent. Big budget decisions like vacations and cars will obviously factor into this in a big way, but nobody's financial situation is changing massively over a Netflix subscription.
Following your own logic, it's almost like saying how dare you say you had _any_ budget for eating out? Why not just save even more money?
Following your own logic, it's almost like saying how dare you say you had _any_ budget for eating out? Why not just save even more money?