The best way to beat the system is to take advantage of the massive credit card reward bonuses that US banks offer. I've churned credit cards since 2012 and have nearly all my personal travel paid for by points every year, including international business/first class flights, luxury hotels, and cash for travel...
Best thing is credit card rewards are not taxed because they are considered a rebate, which is quite amazing especially in a high tax state like CA!
Best thing is credit card rewards are not taxed because they are considered a rebate, which is quite amazing especially in a high tax state like CA!