I would say anything that discourages people from getting basic preventative care is a bad thing even if in your strange world HDHP is somehow closer to 'real' health insurance.
HDHPs as I mentioned encourage people to bet against their own health, that they will never get in an accident, or their body won't decide to crap out on them and so forth. Additionally they defeat the entire purpose of insurance which is that the people at risk are subsidized by the healthier people; if you separate the two pools then the healthy pay marginally less while the unhealthy pay a lot more.
For example, would you consider HDHPs that don't cover vaccines to be a good or a bad thing? It's a routine checkup, yet we've established that in general it's of greater benefit to society if we do get those routine checkups done.
HDHPs as I mentioned encourage people to bet against their own health, that they will never get in an accident, or their body won't decide to crap out on them and so forth. Additionally they defeat the entire purpose of insurance which is that the people at risk are subsidized by the healthier people; if you separate the two pools then the healthy pay marginally less while the unhealthy pay a lot more.
For example, would you consider HDHPs that don't cover vaccines to be a good or a bad thing? It's a routine checkup, yet we've established that in general it's of greater benefit to society if we do get those routine checkups done.