I absolutely could've. My college offered student loans to me as a means of paying for my education but if I had $0 to my name upon hitting 18, my life would've been radically different. As I mentioned in another comment a lot of that money went towards helping my family with FAFSA supplementing my school costs. I was effectively responsible for supporting my entire family and given my other health/mental issues at the time I don't know if I would've survived a full time job as well. Suffice to say dealing with a lot of these issues as a kid leaves your outlook fairly bleak without ways of helping yourself.
If you consider my situation to be the norm for a lot of poorer students, then you also start to see where the student debt crisis comes from and how it ties into the economic well-being for many people my age. There's a lot of people where they would have no choice but to dive straight into a lot of these predatory loans without prior education or finance knowledge and graduate knee deep in debt.
In another way, I was lucky that I graduated college with only $0 to my name. I could've graduated with -$40,000-80,000.
If you consider my situation to be the norm for a lot of poorer students, then you also start to see where the student debt crisis comes from and how it ties into the economic well-being for many people my age. There's a lot of people where they would have no choice but to dive straight into a lot of these predatory loans without prior education or finance knowledge and graduate knee deep in debt.
In another way, I was lucky that I graduated college with only $0 to my name. I could've graduated with -$40,000-80,000.