My personal story from Germany:
My 14 month old son got a deaseae in the spine so he could not walk anymore.
We spent 4 weeks in the hospital. 1 week until it was diagnosed in the MRT, 3 weeks with 3 different antibiotic treatment and another two month antibiotics at home.
All this while my wife continued to study for her PHD so I stayed away from work and lived with my son in the hospital.
This whole experience did cost us around 200€ (incl. gasoline to drive to the hospital) while still getting full income from my employer.
We spent 4 weeks in the hospital. 1 week until it was diagnosed in the MRT, 3 weeks with 3 different antibiotic treatment and another two month antibiotics at home.
All this while my wife continued to study for her PHD so I stayed away from work and lived with my son in the hospital.
This whole experience did cost us around 200€ (incl. gasoline to drive to the hospital) while still getting full income from my employer.