> Medical bankruptcy isn't really a thing in the rest of the world.
Agreed, it's a problem, but for the average person with a job who elects an insurance plan (the vast majority of Americans,) it's not an issue. My sister-in-law spent 4 years being treated for cancer before passing away last year. Despite running up hundreds of thousands of dollars worth of bills between chemo, multiple surgeries, etc, it did not bankrupt her family because they had health insurance.
> If you take out an insurance contract, that's exactly what you're doing.
Except we're explicitly buying-in. Until we have universal health care, I don't expect others to pick up the tab because I prefer that my son have the absolute best current tech available.
Agreed, it's a problem, but for the average person with a job who elects an insurance plan (the vast majority of Americans,) it's not an issue. My sister-in-law spent 4 years being treated for cancer before passing away last year. Despite running up hundreds of thousands of dollars worth of bills between chemo, multiple surgeries, etc, it did not bankrupt her family because they had health insurance.
> If you take out an insurance contract, that's exactly what you're doing.
Except we're explicitly buying-in. Until we have universal health care, I don't expect others to pick up the tab because I prefer that my son have the absolute best current tech available.