Medical bankruptcy isn't really a thing in the rest of the world. That's part of the safety net, and it's hard to reconcile with the notion of 'personal responsibility'.
> I don't expect everyone else to pay for my family's bad luck / misfortune
If you take out an insurance contract, that's exactly what you're doing.
> I don't expect everyone else to pay for my family's bad luck / misfortune
If you take out an insurance contract, that's exactly what you're doing.