It's almost like you've never even been to Europe, and all you shop at in the U.S. is McDonald's, Chipotle and Starbucks.
For around a decade, many cities, example Prague, have accepted text message based payments for public transit. Today most public transit systems have their own apps for payment and ticketing. I can't think of a single U.S. city that does this. They're all exact change only or proprietary ticketing systems.
About the most advanced I can recall, Citi had a short lived tap and pay, NFC based, project in the NYC subway 10 years ago. You still got the 10% metrocard discount. It was ultra proprietary though, Citi cards only.
And then Citi and Amex went and ripped NFC out of all my credit cards for this slow EMV chip. Haha yeah, when will Europe catch up. What we did is catch up with their 3 decade old chip idea.
For around a decade, many cities, example Prague, have accepted text message based payments for public transit. Today most public transit systems have their own apps for payment and ticketing. I can't think of a single U.S. city that does this. They're all exact change only or proprietary ticketing systems.
About the most advanced I can recall, Citi had a short lived tap and pay, NFC based, project in the NYC subway 10 years ago. You still got the 10% metrocard discount. It was ultra proprietary though, Citi cards only.
And then Citi and Amex went and ripped NFC out of all my credit cards for this slow EMV chip. Haha yeah, when will Europe catch up. What we did is catch up with their 3 decade old chip idea.