It's an obvious one, which indicates a superficial understanding of the financial industry and technology in particular. Credit cards, and their use, was from the outset largely an American phenomenon. When Europe finally caught up (and to this day, in the year 2017 there are still businesses that don't have credit card infrastructure set up - meanwhile even mobile food trucks in the US offer it), Americans had already built out the infrastructure and found out about the hard issues - which gave Europeans time to implement a better solution, which was chip + pin.
But all that aside, the real question is, why are you still using a physical credit card? In the US, I can use Apple/Google Pay at nearly every business I find, and all of the large banks and most regional and smaller firms offer support for their products on the platform.
When will Europe catch up with banking technology?
But all that aside, the real question is, why are you still using a physical credit card? In the US, I can use Apple/Google Pay at nearly every business I find, and all of the large banks and most regional and smaller firms offer support for their products on the platform.
When will Europe catch up with banking technology?