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Comment by wordupmaking

This is not so much a matter of debate as of reading up.

https://en.wikipedia.org/wiki/Malware

> Some malware is used to generate money by click fraud, making it appear that the computer user has clicked an advertising link on a site, generating a payment from the advertiser. It was estimated in 2012 that about 60 to 70% of all active malware used some kind of click fraud, and 22% of all ad-clicks were fraudulent

If you want to coin a new term feel free, but malware means what it means and refers to malicious, not "more malicious than", not "malicious against the user" etc.

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