vecinu

Divorce is way more expensive than your savings. I went through this; you save $12-16k/yr for 10 years and if you invest the difference smartly, it's $300k.

Without a prenup, and most don't cover earnings during your marriage anyway (They're hard to keep updated yearly), you're giving away half in California, which can be over $1M if you're a diligent saver and investor. Then if your spouse is REALLY nasty, you'll owe her spousal support that can be thousands per month, depending on your income (and income POTENTIAL), for the rest of her life (after 10 years of marriage in CA).

Any cost savings are completely nullified by divorce if you're a high earner and almost never make sense. Don't get married for tax savings, marry for other reasons and have the most iron-clad prenup you can afford and get your partner to agree to. I promise you, your future self will thank you.

I notice this with my Uber cash credit I get from my AMEX Gold card. The prices are always higher.

Something's off here. The data appears as "life-expectancy-table.json" but the title refers to Income. Not sure where the mistake is.

This might be a naive question but how does one determine what "best" is for multiple subjects?

Even in your example, physics and mathematics could be curated for "best" when dealing with equations and foundational knowledge that has been hardened over decades. For history, climate change of invasion of Ukraine, isn't that sensitive to bias, manipulation and interpretation? These are not exact sciences.

> Here I am, just fine, a self-made millionaire today.

That says everything about how you view the world. "self-made". Nothing about how your adoptive father contributed, your peers or the entire society you grew up in.

Something else I'd love to get away from is that having money != being a well adjusted individual.

Property values should not be an investment or retirement fund, it is selfish to think so. Literally, by definition, if you think the value of YOUR home and SOME of your neighbors should increase to price others out, that is selfish.

Housing should not be an investment, period.

OP is not arguing against cars completely, they just have very limited use within high density city centers. Most people can travel by foot, bike, scooter, bus, train, trolley, etc... to get their daily errands done.

When you need to go further or out of the city, by all means, jump in your environment-destroying metal cage but you don't need it daily, I guarantee it. Please don't cite extreme exceptions like disabled people or families with 10 kids.

A friend works at Vertex and couldn't tell me for the longest time what the secret sauce was. The FDA approval was the only thing blocking their right to basically print money.

It's awesome people are benefiting from the drug, even if the money extraction schemes are dubious or marginally ethically ok.

You should look at home price growth for California in the last 15 years, Irvine isn't even in the top. The Bay Area, parts of LA and San Diego lead the pack in price increases.

You might not be aware because you haven't looked for a home in the last 10 years?

Isn't Irvine full of strip malls, copy/paste corporate restaurants / chains and lack identity or urban planning (With public transit, lots of parks, walk-ability)?

I fail to see why we would hail Irvine as a great city when it's just a money maker for the Irvine company as a generic suburb.

They just happened to develop land that was in high demand due to its proximity to the coast, what else does it have going for it?

I wish I could find the other HN comments from the last few years but I have seen your exact comment from different people over the last 2 years.

Why has nothing changed? If so many people are having problems, how is Tesla allowed to continue?

Core inflation is going down, just not as fast as other sectors. People losing their jobs is not a hard fact of a recession, we have one of the lowest unemployment rates in history.

I'm just indexing and staying happy, worry free, it worked for the last 100 years and I'm sure it'll work for my lifetime.