uzakov

> OAuth2 was production ready when everybody realized having FAANG logins is insane

I would have to disagree with this statement for a number of reasons:

1) HN community sometimes could be a bubble, in a sense that many developers here share similar opinions etc but there is a big amount of people outside of the HN community who share different views about software development, how they spend their times (I know some soft engineers who spend 0 hours outside of work doing anything IT related, not saying it's bad or good, just different to many HN people)

2) An average customers isn't necessarily aware of account shutdows or any implications of having centralised systems that you talk about

3) I think there is not enough data to support your statement, tho would be good to see if you have any to share

Not sure if your suggestion of NFT is a sarcasm or you actually believe it. I haven't seen any studies on risk/potential return on NFT, but my bet would be that average person with some money that needs investing would lose, rather than make money.

But I guess the answer still stands, from investor(especially regular investor) point of view, where can you park your money that is likely to generate return on part/slightly higher than inflation, while not investing into too high risk assets? There are not many options available, ie t-bonds etc are not an option for many

Not sure where you are but you can often check where your money is invested and change funds

My take on this as someone who lived in the UK the last 10 years or so: the main reason why ETF are less known are: less disposable income in the middle class/upper middle class(compared to the USA), it was much harder to buy stocks > 10 years ago imho

Would be interesting to hear your opinion on why you think certain assets will not keep going up.

Treasury bonds rates are low (especially once you consider shadow inflation), inflation is fairly high atm. Where can investors park their money for some return above inflation?

Multiple reasons:

1) Someone can use those to train DeepFake models and scam your family

2) There could be private photos and videos there that you aren't aware of

3) Why not?

Maybe I am nitpicking but there are some very important steps missing:

Encrypt everything

Check drives (health etc)

Etc

Can someone explain why you downvoted the comment? Unless for personal reasons you didn't like the data I supplied

Person above provided statistics to correct the stamement made by another person.

> basic health issues can bankrupt you

While there is no universal definition of "basic health issues" as far as I know, there is "common health issues" definition.

If by "basic" you mean simple, then my question is: can runny nose bankrupt many Americans?

Good comment that provides good links! Too often people on HN give absolutely misleading information without even any links

Thank you very much for sharing your opinion! I've added those to my "Book/Essay" folder, especially liked and agreed with the idea of having the book free to download.

I can't see your email on HN nor DM functionality, is there any chance I can know your email?

Are there any resources/things you wish you knew before you wrote and self-published a book? I am considering writing a short essay on making security decisions from the business point of view.